I am a single mother of two wonderful kids. I work 40 hours week. I don't go out because I beleave that a brought these two beautiful children into the world and it is my responsibility to raise them with good values, honesty and pride...and lots of love. I have recently found out that my ex took a $30,000.00 equity loan out on the house while we were married. I got the house in the divorce. It is now my responsiblity. He had an affair while we were married and I found out about it and filed for divorce. I have found out now that at the time of the signing over of the house to me and me signing over the business to him that I incurred all debts toward the house. I was doing good before this happened and now I'm not. I am trying to make it and not loose my home. I feel beaten up over the affair but this was the icing on the cake. If anyone has any advice on finances, it would be greatly appreciated. I am in the process of looking for a second job. The thing that scares me about that is my children, they need guidance and structure in their lives and if I'm working 24-7 I'm worried I won't be their to show them the right path in life.